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  • Writer's pictureChelsea Wilson

5 Best Budgeting Tools For Families

There are many reasons you may want to budget your money and/or keep track of what you're spending your money on. Now that we are a family of four and living in our own house it's very important to budget, track our spending, and cut costs wherever we can, to save money.

What are the benefits of using budgeting tools?

There are many benefits to using budgeting tools for your family. One of the biggest benefits is using them to learn ways that you can save money. Using a budgeting tool helps take the guess work out of where your biggest expenses are and helps track spending habits. If you're able to physically see where your money is going you can change these habits to save more for activities, home improvements and even vacations.

What is the best budgeting tool?

That depends on what you're looking to accomplish! Each budgeting tools has it's own pros and cons and the best one for you will be based on what you're looking for. Some people want to track where all of their money is going and be better at tracking. Others are looking to create a budget to stick to in order to save more money. Below are some of the budgeting tools that seem to be very popular for every kind of situation. is a website that helps people by providing information, tools, and solutions to help you get out and stay out of debt. These days there are so many people who have debt from many different things including owning a home, personal loans, credit cards, and so much more. In many cases having so much debt can cause extreme stress in families and be very overwhelming. Using you can learn more about debt consolidation loans, debt settlements, and credit counseling. You can also get free debt analysis and learn ways that you can get out of debt. This is an extremely helpful budgeting resource for families looking to lower their stress levels relating to money.


Mint is a free app you can use on your phone or computer to help you track where you finances are going. This app allows you to login to your bank accounts and other financial accounts so everything can be tracked in one place automatically. You can set your own budgets and see what was earned and spent every month. It can also break down where your money is being spent, by category so you can see if and where you need to cut back on spending.

Google Sheets

Google sheets is the Google version of an excel sheet. It's a very simple and free way to keep track of your expenses. They have budgeting templates included that are user friendly, however all of the information will need to be put in manually. Even if you don't think you're good at using excel, you'll be able to use this budget tracker with no problem. Look here for more information on how to create your own budgeting tool in Google Sheets.


You Need A Budget otherwise known as YNAB is another budgeting app that helps you learn better ways to save your money and budget. This app does cost money, but you can try it free for the first 34 days. They claim to have their own method and "special sauce" to teach you how to save in four steps and chance your life financially.


Simplifi is owned by Quicken which helps you track your spending habits on an app for your phone. They say you only need to use it 5 minutes per week in order to stay on top of your finances. This is another app that requires a subscription to use it, but you can try it free for the first 30 days to decide if you like it.


There are many different types of budgeting tools out there to help you and your family. If you're someone who has a hard time keeping track of their money or need to learn ways to save, you should definitely give one of these a try. offers some really great resources that can help teach you how to save successfully.


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